go-currencycloud Platform

One Unified Platform for Every Payment Need

A complete, end-to-end payments stack — from multi-currency collection and real-time FX conversion through to global payout — all accessible via a single API. Build, scale, and automate cross-border money movement without stitching together fragmented providers.

Collection
FX Conversion
Compliance
Payout

No commitment required · Onboard in days · 150+ currencies supported

go-currencycloud unified platform dashboard
Platform Capabilities

Everything the money needs to move

Four core capabilities — built for scale, wired for compliance, and designed to compose into any payment architecture.

Collect

Receive funds from anywhere, in any currency.

Accept payments from customers and partners across 180+ countries with local account details that feel native to each market. go-currencycloud provisions dedicated virtual IBANs and local account numbers so your end-users pay with familiar domestic rails — SEPA, BACS, ACH, and more. Funds settle into your multi-currency wallet in real time, eliminating correspondent banking delays. Every inbound payment is fully reconciled and matched automatically, giving your operations team complete visibility from day one.

  • Virtual IBANs in 34+ currencies across Europe, UK, and North America
  • Local account numbers supporting SEPA, BACS, SWIFT, ACH, and Faster Payments
  • Automatic reconciliation with unique payment references per customer
  • Real-time settlement into a multi-currency wallet — no float delays
  • Webhook notifications on every inbound credit event
  • Supports both B2B and B2C collection flows at scale
Flow Diagram
Customer ACustomer BCustomer CLocal RailsSEPA · BACS · ACHFaster PaymentsVirtual IBANAuto-Reconcile34+ CurrenciesWalletWebhook Event

Schematic representation — Collect flow within the go-currencycloud platform

Applications

Ready-to-Deploy Applications, Built on Our Rails

From embedded multi-currency wallets to fully branded FX portals — go-currencycloud's application layer gives you production-ready products without years of development overhead.

Spark

Multi-Currency Wallets at Scale

Spark gives your customers named, IBAN-enabled accounts across 35+ currencies — all managed through a single, unified platform. Launch embedded finance products without building infrastructure from scratch.

  • Named virtual IBAN accounts per customer
  • 35+ currency wallets in one dashboard
  • Real-time balance & transaction tracking
  • Automated reconciliation & reporting
  • Segregated client funds management
  • Supports B2B and consumer use cases
  • Full API access for custom workflows
Learn More About Spark
White-Label Platform

Your Brand. Our Infrastructure.

Deploy a fully branded FX and payments interface in weeks, not months. The White-Label Platform gives you a pre-built, compliance-ready front-end that runs on go-currencycloud's institutional-grade rails.

  • Fully custom logo, colors & domain
  • FX rate display, conversion & booking
  • White-labeled client onboarding flows
  • Built-in KYC/AML compliance modules
  • Payment scheduling & bulk disbursements
  • Multi-user roles & permissions
  • Regulatory reporting out of the box
Learn More About White-Label Platform

Not sure which application fits your use case? Spark and the White-Label Platform can also be deployed together — giving your customers embedded wallets while your team manages everything from a branded portal. Talk to our solutions team →

Integration & Developer Tools

Build, deploy, or launch —
choose your path.

Whether you're a developer integrating programmatically, a business team moving fast, or a brand needing full white-label control — go-currencycloud meets you where you are.

REST API

Full Programmatic Control

Access every feature of the go-currencycloud platform via our RESTful API. Execute FX conversions, initiate international payments, manage beneficiaries, and stream real-time rate feeds — all from your own stack. JSON responses, OAuth 2.0 auth, webhooks, and sandbox testing included.

Explore API Docs
Popular
Direct Platform

Pre-Built UI, Zero Dev Required

Get live in days, not months. The go-currencycloud Direct Platform is a ready-to-use web interface for managing FX, payments, and treasury operations — no engineering resource required. Configure your workflow, onboard your team, and start moving money immediately.

See the Platform
White-Label

Custom-Branded Payment Experience

Deploy a fully branded FX and payments interface under your own logo, domain, and colour palette. Power embedded finance offerings for your customers without exposing the underlying infrastructure. go-currencycloud handles compliance, connectivity, and uptime — you own the brand relationship.

Discuss White-Label

Integrates with your existing stack

Stripe
Salesforce
Xero
SAP
AWS
Webhooks
OpenAPI

Developer Documentation

Full API reference, guides, SDKs, code samples, and sandbox access — everything you need to go live fast.

Read the Docs
go-currencycloud

Move Money Across Borders. At Scale. The payments infrastructure powering the world's most ambitious fintechs and enterprises.

Headquarters

London, United Kingdom

© 2026 go-currencycloud. All rights reserved. go-currencycloud is authorised and regulated as a payment institution.

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